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Add a comment We cannot attend to enquiries on this form. Please use the enquiry form Maximum comment length characters. Basic features Characteristics Paying by cheque Cashing a cheque Stopping a cheque. The cheque clearing example below will help you work out when your money begins to earn interest, when money can be used, and when you can be sure that the cheque has cleared. If you pay a cheque into your account on a Monday before 3.
This is also the point at which this money will reduce the amount of your overdraft interest charged if applicable. By the end of day two of the clearing cycle i. Once it is paid it becomes cleared funds. Written by. Taylor Medine. Taylor Medine is a contributing writer for Bankrate. Taylor writes about banking and student loans. Edited By Mary Wisniewski. Edited by.
Mary Wisniewski. Mary Wisniewski is a banking editor for Bankrate. She oversees editorial coverage of savings and mobile banking articles as well as personal finance courses. Reviewed by. Kenneth Chavis IV. Share this page. Bankrate Logo Why you can trust Bankrate.
Bankrate Logo Editorial Integrity. Key Principles We value your trust. Bankrate Logo Insurance Disclosure. How long is a check good for? The rules are a bit different for certified checks, U. Treasury checks and money orders. Read more From Taylor. About our review board. Definition, uses, how to buy one, cost and alternatives.
What is a cash management account? What is a checking account?
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